A division of Solidify Mortgage Advisors
Contact Andy Hess
Let's Talk Mortgages
Whether you have a quick question or you're ready to start the process, Andy is here to help. Reach out and expect a personal, prompt response.
Andy Hess | Mortgage Loan Originator
NMLS #1791379 · DRE #02051920
Hess Mortgages — a marketing brand of Solidify Mortgage Advisors
NMLS #1283930 · Licensed in California
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Hess Mortgages is a marketing brand and division of Solidify Mortgage Advisors (NMLS #1283930). Andy Hess, Mortgage Loan Originator, NMLS #1791379, CA DRE #02051920. Licensed by the California Department of Financial Protection and Innovation. Equal Housing Lender.
Contacting Andy — What to Know
Get answers to common questions about working with Andy and what to expect from the home loan process.What's the fastest way to reach Andy?
Call or text Andy directly at (925) 900-8842, or email andy@solidify.com. If you'd rather book dedicated time, the schedule page lets you request a free 20-minute call at a time that works for you.
How quickly will Andy respond?
Andy personally reviews every message and usually responds within one business day — often the same day. You'll hear back from Andy himself, not a call center.
Do I need my financial documents ready before I reach out?
No. The first conversation is just that — a conversation about your goals. You don't need pay stubs, tax returns, or anything prepared. Andy will let you know what may be needed if and when you decide to move forward.
Will contacting Andy affect my credit score?
No. Reaching out for a conversation involves no credit pull. A credit review only happens later, with your permission, if you choose to move ahead with an application.
Can Andy help if I'm just exploring and not ready to buy or refinance?
Absolutely. Many people reach out months before they're ready. Andy is happy to answer questions, explain your options, and help you build a plan — with no pressure and no obligation to act on any timeline.
What areas does Andy serve?
Andy is licensed statewide in California and helps homebuyers, homeowners, firefighters, and first responders across the state — whether you're in Sacramento, the Bay Area, San Diego, Los Angeles, or anywhere in between.
Get Your Personalized Rate Today
No credit pull. No commitment. Just a straightforward conversation about your goals and what options are available to you right now.