A division of Solidify Mortgage Advisors
Schedule a Call with Andy
A free, no-pressure 20-minute call to talk through your goals, your options, and whether now is the right time to buy or refinance.
- No credit pull — just a conversation about your goals
- No obligation — honest guidance, period
- Real answers — actual mortgage strategy, not a sales pitch
- Personal service — Andy handles your file directly
Andy Hess · NMLS #1791379 · CA DRE #02051920
Schedule Now
Choose a time that works for you — you'll get an instant confirmation.
Prefer to talk sooner? Call or text Andy at (925) 900-8842.
Hess Mortgages is a marketing brand and division of Solidify Mortgage Advisors (NMLS #1283930). Andy Hess, Mortgage Loan Originator, NMLS #1791379, CA DRE #02051920. Licensed by the California Department of Financial Protection and Innovation. Equal Housing Lender.
Questions About the Call
A few things people often ask before booking. If you don't see yours, just bring it to the call.
What actually happens on the 20-minute call?
Andy will listen to your goals, answer your questions, and give you an honest picture of what may be possible — whether you're buying, refinancing, or just exploring. It's a conversation and a strategy session, not a sales pitch.
Is the call really free, with no obligation?
Yes. The 20-minute consultation is completely free, with no credit pull and no commitment. If now isn't the right time, Andy will tell you that honestly.
Do I need to prepare anything before the call?
No preparation needed. It helps to have a rough idea of your goals and timeline, but you don't need documents, numbers, or paperwork. Andy will guide the conversation.
Will scheduling a call result in a credit check?
No. Booking and having the call involves no credit pull. A credit review only happens later, with your permission, if you choose to move forward with an application.
Can we talk if I'm early in the process or just exploring?
Definitely. Plenty of people book a call months before they're ready. Andy is glad to help you understand your options and plan ahead — there's no expectation that you act on any particular timeline.
I'm a first responder with a shift schedule — can we find a time that works?
Yes. Andy is a firefighter and paramedic himself and understands shift work. The request form lets you choose a morning, afternoon, or evening window, and Andy will confirm a time that fits your schedule.
Rather Start Your Application?
If you already know what you need, you can begin your application now and Andy will follow up.